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Annuities are complex financial products which frequently earn the seller high commissions. Because commissions are high, salesmen frequently use high-presure tactics. A recent article in the Pittsburg Post Gazette discribes how many seniors are harmed by abusive sales tactics. “He never explained to us the penalties and fees we would have to pay,” Ms. Welsh […]

We’ve posted a new paper titled Legal Considerations for Older Adults, Special Needs Individuals and Family Caregivers: 2018. https://www.mcguffey.net/pdf/Legal_Considerations_for_Family_Caregivers.pdf

On January 29, 2018, CNN reported that a British Court ruled in favor of doctors, and against parents, holding that doctors could withdraw life support for a severely disabled child. Baby Isaiah was born by emergency cesarean after his mother experienced a rupture in her uterus. At birth, he had no audible heartbeat or respiration, […]

On December 28, 2017, CNN reported the beating of an eighty-six year old man with dementia who was a resident in an assisted living facility. Apparently a younger resident accused the older gentleman of eating his cupcake. The younger resident then beat the older man more than 50 times during a two minute period. No […]

A video clip from Dr. Phil shows him interviewing the wife of someone with a chronic illness, pointing out the strain on caregivers. One of the points made is that you can’t give what you don’t have, so you must make time to take care of yourself. The clip is available at the following link. https://vimeo.com/239019698/d545b4d937 […]

Have you ever wondered what’s different about a Certified Elder Law Attorney and other lawyers? The following article describes the rigorous examination, which is only one element of the process. http://www.nelf.org/the-cela-exam-no-harder-than-it-needs-to-be/

Recently, the 11th Circuit Court of Appeals decided a case (Key Equipment Finance, Inc. v. Overend) that causes us to revisit the question of spousal liability. We care because the 11th Circuit (a federal appeals court) covers Georgia, and the case involved a question of Georgia law. George Overend borrowed money from KeyBank to finance […]

Many families assume that one spouse is liable for the other’s debt. In Georgia, that’s typically not the case. O.C.G.A. § 19-3-9 specifically provides that the separate property of each spouse shall remain the separate property of that spouse, except in limited circumstances. In Walton Elect. Membership Corp. v. Snyder, 226 Ga. App. 673 (1997), […]

Woo-hoo!!! Social Security has increased its payments for 2017 by — wait for it — .03% for 2017. That means someone who was on SSI and received $733 per month in 2016 will receive a $2 per month increase in 2017. With monthly benefits soaring to $735 per month, we remind you “don’t spend it […]

“Home care aides, mostly women and mostly minorities, represent one of the nation’s fastest-growing occupations, increasing from 700,000 to more than 1.4 million over the past decade. Add the independent caregivers that clients employ directly through public programs, and the total rises to more than two million.” Unfortunately, wages have been stagnant. One can only […]

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