Can I have Medicare and a Marketplace policy?

Generally, no. It’s illegal to sell you a marketplace policy if you have Medicare. Section 1882(d) of the Social Security Act makes it illegal to knowingly sell duplicate coverage to a Medicare beneficiary.

If you already have a marketplace policy before you sign up for Medicare, then you can keep your marketplace policy. However, any tax credits you were receiving will end when your Medicare Part A coverage begins. That means you’ll have to pay the full price for your marketplace plan.

https://www.cms.gov/Medicare/Eligibility-and-Enrollment/Medicare-and-the-Marketplace/Downloads/Medicare-Marketplace_Master_FAQ_4-28-16_v2.pdf

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If you would like to know more about how our firm can serve you, we invite you to call us at 800-241-8755 or fill out the “How Can We Help” form on any page on this website. If you hire us, our goals are to solve the problems  you entrust to us and to provide peace of mind.

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